Meet Our Team

Ryan M Daus, CFP®, ChFC®, CLU®


Ryan founded Daus Financial Group in 2002. He has over 15 years’ experience and has been a qualifying member of the Million Dollar Round Table (MDRT) for the past 13 years. MDRT represents the top 5% of the financial services industry worldwide and its members must adhere to a strict code of ethics. Ryan has also earned the following professional designations: CFP®, ChFC®, and CLU®.

Ryan graduated Magna Cum Laude from the Lee Honors College at Western Michigan University with a bachelor's degree in Finance. Ryan is also a member of the West Michigan Estate Planning Council.

Ryan and his wife Annie have two children, Harper and Bennett. They currently reside in Grand Rapids, Michigan. He is a member of Saint Anthony’s Catholic church and an avid supporter of West Catholic High School, Helen Devos Children’s Hospital, and the Kalamazoo Community Foundation. He enjoys golf, boating, watching sports, and spending time with family and friends.

Justin Gregory

Assistant Financial Advisor & Director of Operations

Justin is the person who keeps Ryan organized and runs the entire office. In addition, he handles real estate analysis and consulting for our clients. As a family man himself, Justin always finds great satisfaction in helping young families plan for the future and protect the ones they love.

Before joining Daus Financial Group, Justin attended Valencia College and went on to work in commercial and residential real estate, specializing in investment property analytics. During this time Justin founded a very successful property management company where he developed his skills in management, marketing, and finance.

Today Justin lives with his wife Kendra and two children. In his free time, he loves to be with his family and play with his kids. Additionally, Justin is captain of his competitive wiffle ball team in Kalamazoo and loves to tend to his large vegetable garden.

Joshua Ruggles

Financial Advisor & Investment Specialist

Joshua has been with DFG since 2013. He works closely with Ryan keeping tabs on all of your investment accounts and financial planning needs.

Along with holding Life, Health, Annuity and securities licenses, Josh is a graduate of Haworth College of Business located at Western Michigan University. It was there that he graduated cum laude with a bachelor’s degree in business administration, including a major in finance and a minor in management.

Josh is also growing his own book of business while remaining an integral part of Ryan's operations team.

Joshua is planning his upcoming wedding to fiancée Kristin in 2019 and has many hobbies that he enjoys in his free time including hockey, reading, and jogging.

Heidi Ruth

Registered Service Assistant

Heidi focuses on life insurance and makes sure all our clients receive world-class service. She has over ten years' experience in the insurance industry and holds licenses in life & health and property & casualty. She also earned an associate degree in General Insurance, an associate degree in Organizational Leadership & Supervision and the RPLU designation.

Heidi enjoys working out & being active and spending time outdoors, fishing and hunting with her partner Joe, three sons Christian, Kaleb and Noah and their golden retriever Sophie.

Terra Eash

Administrative Assistant & Technology Guru

Terra helps us manage our data systems to ensure that everything is filed and in order. She has several years of organizational and operational management experience as well as a bachelor's degree in computer information systems and psychology (summa cum laude) from Baker College.

Terra and her partner Josh are expecting a new addition to their family in 2019, joining their two adorable Golden Border dogs. She enjoys practicing and teaching yoga, camping, reading and being an active member of Temple B'nai Israel in Kalamazoo.